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Title:
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MULTIFACTOR MUTUAL AUTHENTICATION |
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Author(s):
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Antonio San Martino , Xavier Perramon |
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ISBN:
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978-972-8924-66-9 |
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Editors:
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Piet Kommers, Pedro Isaías and Nian-Shing Chen |
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Year:
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2008 |
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Edition:
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Single |
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Keywords:
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Secure Authentication Diagram, Antiphishing, Secure Access |
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Type:
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Short Paper |
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First Page:
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230 |
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Last Page:
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234 |
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Language:
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English |
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Cover:
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Full Contents:
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click to dowload 
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Paper Abstract:
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This paper presents a secure authentication process. This proposal is part of the main results of a PhD thesis work aimed
at defining a model for secure operation of an Internet Banking environment, even in the presence of malware on the
client side. The model has been designed to be easily applicable with minimum impact to the current Internet banking
systems. Its goal is to be resistant to the nowadays too frequent phishing and pharming attacks, and also to more classical
ones like social engineering or man-in-the-middle attacks, brute force, etc. The key point of this model is the need for
mutual authentication, instead of simply basing the security on the digital certificate of the financial entity, since in many
cases users are not able to discern the validity of a certificate, and may not even pay attention to it. By following the rules
defined in this proposal, the security level of the Web Banking environment will increase and customers trust will be
enhanced, thus allowing a more beneficial use of this service |
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