Title:
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A REVIEW OF CURRENT ONLINE PAYMENT SYSTERELATED TO SECURITY AND TRUST SOLUTIONSMS |
Author(s):
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Thair Al-dalain , Suhuai Luo , Peter Summons |
ISBN:
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978-972-8924-66-9 |
Editors:
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Piet Kommers, Pedro Isaías and Nian-Shing Chen |
Year:
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2008 |
Edition:
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Single |
Keywords:
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Trust, security, e-payment, e-commerce |
Type:
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Short Paper |
First Page:
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244 |
Last Page:
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249 |
Language:
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English |
Cover:
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Full Contents:
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click to dowload
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Paper Abstract:
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This paper presents a review of current online payment systems in relation to security and trust solutions. These are
examined to determine their underlying assumptions, as well as their strengths and weaknesses. A new electronic
payment system model based on a personal mobile device and existing electronic payment models is proposed. The
model focuses on trust to enhance the feeling of security in the use of credit cards for online payment systems. Mobile
personal trust devices are used to control the payment process of customers in a transaction so as to give them the feeling
of being in control of the payment process. One of the advantages of the proposed scheme is that the trust mechanism
does not require a trust merchant to act as an intermediary between customers and the acquirer. Therefore, customers will
send their information without concern of personal disclosure, or of the possibility of misuse of their secure information
by the merchant. |
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